Rewards
Core Rewards :
  • 2% Earn 1 MR Point for every Rs. 50 spent both online and offline.
  • 5X Earn 5X MR Points on the AMEX Reward Multiplier.
  • Bonus Earn 1000 bonus MR Points as a monthly milestone reward by completing 6 transactions each of Rs. 1,000 or more in a given month.
  • The monthly cap for points on utility bills is 10,000 MR Points, while the monthly cap for poitns on fuel is 5,000 MR Points.
Milestone Rewards :
  • Monthly : Make 6 transactions of Rs. 1,000 or above & get 1000 bonus MR Points
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Insurance
Rewards Redemption
How to Redeem :
  • The available options for reward redemption are Gold Collection (18K/24K), Airmiles, Hotel Points, and Statement Credit.
Redemption options : Gold Collection(18K/24K), Airmiles, Hotel Points, Statement Credit
Redemption fee : Nil
Transfer partners :
  • Intermiles
  • Singapore Airlines (KrisFlyer)
  • British Airways (Avios)
  • Air Vistara (CV Points)
  • Marriott Bonvoy
  • Qatar Airways (Avios)
  • IHG (IHG Rewards)
  • Etihad Airways (Etihad Guest)
  • Air France-KLM (Flying Blue)
  • Cathay Pacific (Asia Miles)
  • Emirates (Emirates Skywards)
  • Finnair (Finnair Plus)
  • Virgin Atlantic (Virgin Points)
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : 1000
Annual fees : 4500
Welcome Benefits : 4000 Membership Rewards Points
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : N/A
Eligibility
Minimum age : 18
Minimum ITR : 6,00,000
Minimum Salary : 50,000