Rewards
Core Rewards :
  • 2 RP 2 Reward Points Per Rs. 100 spent
  • 10 RP 10 RP per 100 Rs. on utility spends
  • 4 RP 4 RP per 100 Rs. on grocery and departmental store spends
  • Bonus 500 RP on spending Rs. 50,000 quarterly and 1,000 and spending 1 lakh
  • Bonus Rs. 1,000 Voucher on spending Rs. 2.5 lakhs annually
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : 500 Bonus RP on spending of 50,000 Rs & additional 1,000 RP on achieving 1L spends
  • Annual : Rs. 1000 voucher on spending 2.5 Lakhs annualy
No rewards on spends : Fuel
Rewards Redemption
How to Redeem :
  • Redeem rewards for Gift Vouchers, Flight/Hotel Booking, and Mobile/DTH Recharge at 0.50%.
Redemption options : Gift Vouchers, Flight/Hotel Booking, Mobile/DTH Recharge
Redemption fee : N/A
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 1 per Quarter
  • International Lounge : 1 per Quarter
  • Railway Lounge : 2 per Quarter
Insurance Benefits :
  • Lost card liability : 2,00,000
  • Personal accidental insurance : N/A
  • Air accidental insurance : 50,00,000
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : 2999
Annual fees : 2999
Welcome Benefits : You can earn a shopping voucher worth Rs. 2,000 if you spend Rs. 30,000 within 60 days of receiving the card.
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 2.99
Fee reversal criteria : Joining Fee waiver at 40,000 spends within 90 days of card issuance. Annual Fee waiver at 1.5L spends
Eligibility
Minimum age : 21
Minimum ITR : 2.5L
Minimum Salary : 20,000