Rewards
Core Rewards :
  • 2.5% 5 Reward Points per Rs. 100
  • 2X Reward Points (10RP/100) on International transactions, Grocery and Departmental stores.
  • 4X Reward Points (20 RP/100) On Dining.
  • Bonus Spend 2L & get voucher worth Rs. 1000
  • Bonus Spend 8L & get complimentary Epicure Membership
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : Spend 2L & get voucher worth Rs. 1000
  • Annual : By spending 8L, you can avail of a complimentary Epicure Membership.
No rewards on spends : Fuel
Rewards Redemption
How to Redeem :
  • Redemption options include gift vouchers, travel booking, and airmiles.
Redemption options : Gift Voucher, Travel Booking, Airmiles
Redemption fee : N/A
Transfer partners :
  • Air Vistara (CV Points)
Complementary Benefits
Lounge access :
  • Domestic Lounge : 4 per quarter
  • International Lounge : 2 per quarter
  • Railway Lounge : 2 per quarter
Insurance Benefits :
  • Lost card liability : Upto credit limit
  • Personal accidental insurance : N/A
  • Air accidental insurance : 2 Cr.
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : 7999
Annual fees : 7999
Welcome Benefits : Get Rs. 1000 voucher after 1st transaction and 1L spend in 60 days
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 1.99%
Fee reversal criteria : Joining Fees - Spend 1.25L in first 90 days; Annual Fees - Spend 5L in a year.
Eligibility
Minimum age : 21
Minimum ITR : 12,00,000
Minimum Salary : 1,00,000