• Welcome benefit: Receive e-gift vouchers worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card issuance.
• 5% Cashback: Get 5% cashback (up to Rs. 1,000) on your first EMI transaction within the first three months of card issuance.

The Axis Ace Credit Card offers:

• Movie & Dining: Enjoy a discount of up to 20% on dining at 4,000+ restaurants participating in the Axis Bank Dining Delights program.
• Rewards Rate: Earn 5% cashback on bill payments and mobile recharges made through Google Pay. Get 4% cashback on transactions with Swiggy, Zomato, and Ola, with a combined monthly cap of Rs. 500 cashback. Earn 2% cashback on all other online and offline transactions.
• Reward Redemption: Your earned cashback is automatically credited to your cardholder account.
• Travel: Receive complimentary lounge access at domestic airports. Enjoy accelerated (4%) cashback on Ola rides when using the Axis Bank Ace Card.
• Golf: Not Applicable.
• Domestic Lounge Access: Access up to 4 complimentary airport lounge visits at domestic airports every year.
• International Lounge Access: Not Applicable.
• Insurance Benefits: Not Applicable.
• Zero Liability Protection: Cardmembers are not liable for any unauthorized or fraudulent transactions if they report the loss of the card within 3 days.
• Core Rewards: 5% cashback on bill payments, DTH, and mobile recharges via Google Pay. 4% cashback on Swiggy, Zomato, and Ola. 2% cashback on all online and offline transactions.
• Milestone Rewards: Monthly: N/A, Quarterly: N/A, Annual: N/A.
• No rewards on spends: Fuel, Rent, Insurance, Wallet, Gold/jewelry, EMI.

You can easily redeem the cashback earned with your Axis Ace Credit Card. The redemption process is hassle-free, with the cashback being credited as a statement credit. There are no redemption fees, and this card does not offer transfer partners for redemption. Enjoy the convenience of using your cashback to offset your card expenses through statement credits.

• 2% Cashback on Daily Spends: Cardholders can earn a 2% cashback on a wide range of online and offline transactions, making it a rewarding choice for everyday expenses.
• 5% Cashback on Google Pay Bill Payments: This card provides a generous 5% cashback on bill payments made through Google Pay, helping you save on utility bills and mobile recharges.
• Automatic Cashback Redemption: The cashback earned on this card is automatically credited to your account, simplifying the redemption process and ensuring you enjoy your rewards effortlessly.
• Complimentary Domestic Airport Lounge Access: Cardholders can relax and enjoy the privileges of domestic airport lounges with up to four complimentary lounge visits per year, adding a touch of luxury to their travel experiences.

• Low Cashback Cap: The 4% and 5% cashback categories have a relatively low cap of Rs 500 per statement cycle, limiting the potential rewards.
• Limited Cashback for iOS Users: iOS users miss out on the 5% cashback offered through Google Pay, which is available to Android users.
• No Cashback on Common Spends: This card does not offer cashback on common expenditures such as fuel, insurance payments, and wallet spends, reducing its versatility for everyday expenses.

• Travel Benefits: Enjoy 4 complimentary airport lounge access visits every year at select domestic airports. Receive accelerated (4%) cashback on Ola rides when using the Axis Bank Ace Card.
• Dining Benefits: Get up to a 20% discount on dining bills at over 4,000 partner restaurants in India through the Axis Bank Dining Delights program. Earn accelerated (4%) cashback on Swiggy and Zomato orders.
• Spends-Based Waiver: The joining fee for the card can be reversed when you spend Rs. 10,000 within 45 days of card setup. The annual membership fee is waived off from the second year onwards if you achieve an annual spend of Rs. 2,00,000 in the preceding year.
• Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver at all fuel stations across India for fuel transactions ranging from Rs. 400 to Rs. 4,000. Enjoy a maximum monthly waiver of up to Rs. 500 on fuel surcharge.
• Cashback Rewards: Earn cashback on bill payments, DTH, and mobile recharges made through Google Pay (5% cashback). Get cashback on Swiggy, Zomato, and Ola transactions (4% cashback). For all other online and offline transactions, earn 2% cashback.
• EMI Conversion: Convert transactions of Rs. 2,500 and above into convenient monthly installments (EMIs).

• Joining Fee: Rs 499+GST
• Joining Fee Waiver: Spend Rs 10,000 within 45 days
• Annual Fee: Rs 499+GST
• Annual Fee Waiver: Spend Rs 2 Lakhs in a membership year
• Interest Rate: 52.86% p.a.
• Late Payment Charges: Vary based on outstanding balance.
• Foreign Currency Markup: 3.5%
• Fuel Surcharge: 1% waived for purchases between Rs. 400 and Rs. 4,000.
• Cash Advance Charges: 2.5% of the withdrawn amount (min. Rs. 500).
• Add-on Card Fee: Nil

• Q: How can I apply for the Axis Ace Credit Card?
  A: You can apply for the Axis Ace Credit Card online through the Axis Bank website or by visiting an Axis Bank branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include age, income, and credit score requirements. Check with Axis Bank for specific eligibility details.
• Q: How do I redeem the cashback earned with the Axis Ace Credit Card?
  A: The cashback earned with this card is automatically credited to your cardholder account as a statement credit.
• Q: Can I get a waiver on the joining fee?
  A: Yes, you can get a waiver on the joining fee by spending Rs. 10,000 within 45 days of card setup.
• Q: Is there a cashback cap on this card?
  A: Yes, there is a cap on cashback for certain categories. For example, there is a combined monthly cap of Rs. 500 cashback for Swiggy, Zomato, and Ola transactions.

The Axis Ace Credit Card is a versatile option for individuals looking to earn cashback on their everyday expenses. With competitive cashback rates on bill payments, dining, and more, it offers value for money. Additionally, the card provides access to airport lounges and dining discounts, enhancing the overall experience. However, potential cardholders should be aware of cashback caps and exclusions on certain spends. Make sure to review the terms and conditions before applying for this credit card.

Please note that the information provided here is subject to change, and it's essential to verify the latest terms and conditions with Axis Bank or the card issuer before applying for the Axis Ace Credit Card.