• Welcome benefit: Enjoy a 6-month FitPass Pro membership worth Rs. 15,000.
• Receive a generous gift of 10,000 bonus reward points to kickstart your rewards journey.

The BOB Eterna Credit Card offers:

• Earn 15 reward points per Rs. 100 on online shopping, travel, movies, and dining (capped at 5,000 points), and 3 reward points per Rs. 100 on other categories.
• Enjoy 5X (15) reward points on movie and dining spends, with culinary deals and Paytm movie ticket discounts.
• Redeem reward points as cashback or for flights, hotels, shopping, and more at a rate of 1 RP = Re. 0.25.
• Access unlimited domestic lounges, golf benefits, and insurance coverage for added value.

You can easily redeem your reward points with the BOB Eterna Credit Card:

• Redeem points as cashback against your card's statement balance.
• Enjoy various redemption options, including hotel, flight, movie tickets, mobile recharge, and shopping through BOB's reward redemption portal.
• Each Reward Point is worth Rs. 0.25.
• Redemption is fee-free, and there are no transfer partners, ensuring your rewards are at your disposal.

• 3.75% Cashback: Earn a generous 3.75% cashback on online shopping, dining, travel, and international transactions.
• Unlimited Lounge Access: Enjoy unlimited access to domestic airport lounges.
• Reduced Forex Markup: Benefit from a reduced forex markup of 2% for cost-effective international transactions.

• Limited Returns on Special MCCs: The card provides lower returns on transactions in Special Merchant Category Codes and certain categories, reducing its appeal for specific spending.
• Customer Support Challenges: Some cardholders have experienced subpar customer support services, highlighting room for improvement in this area.

• Welcome Benefits: Enjoy a 6-month FitPass Pro membership and 10,000 bonus reward points on meeting initial spend criteria.
• Milestone Benefits: Earn 20,000 bonus reward points annually on spending Rs. 5 lakh.
• Spend-Based Waiver: Joining fee waived for qualifying initial spend, and annual fee waived for high annual spend.
• Travel Benefits: Accelerated reward points on travel expenses, personal air accident cover, lower foreign currency mark-up, and unlimited domestic lounge access.
• Movie and Dining: Access to culinary deals, accelerated reward points on dining and movies, and Buy One Get One movie tickets.
• Insurance Coverage: Personal air accident cover and accidental death cover.
• Golf Privileges: Complimentary golf rounds and lessons.
• Low Foreign Currency Mark-Up: Enjoy international spending with a reduced mark-up fee.
• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at petrol/gas stations.

• Joining Fee: Rs. 2,499
• Annual Fee: Rs. 2,499
• Welcome Benefits: N/A
• Quarterly Benefits: N/A
• Annual Benefits: N/A
• Foreign Currency Markup: 2% of the transacted amount
• Interest Rates: 3.25% per month or 39% per annum
• Fuel Surcharge: 1% of the transaction amount waived for transactions between Rs. 400 and Rs. 5,000, with a maximum waiver of Rs. 250 per statement cycle.
• Cash Advance Charges: 2.5% of the transaction amount, with a minimum charge of Rs. 500.
• Add-on Card Fee: Nil
• Spend-Based Waiver: Joining fee waived upon spending Rs. 25,000 in the first 60 days, and annual fee of the subsequent year waived on expenditure of Rs. 2.5 lakh in the previous year.

• Q: How can I apply for the BOB Eterna Credit Card?
  A: You can apply for the BOB Eterna Credit Card online through the BOB Cards website or by visiting a BOB branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with BOB for the specific criteria.
• Q: Can I get my annual fee waived?
  A: Yes, the annual fee can be waived based on your spending patterns. Check the terms and conditions for details.
• Q: How do I redeem reward points?
  A: You can redeem reward points for various options, including cashback and travel. There are no redemption fees.