• Welcome Benefits: Receive 1,000 Reward Points when settling the renewal membership fee.

• Core Rewards: Earn 4 reward points for every Rs. 150 spent and up to 5% cashback via SmartBuy.
• Milestone Rewards: No specified monthly, quarterly, or annual milestone rewards.
• Movie & Dining: Enjoy a 15% discount at top restaurants across India.
• Rewards Rate: Get 4 Reward Points per Rs. 150 spent, providing a 2.7% rewards rate.
• Reward Redemption: Redeem points for 1 Airmile, Re. 0.50 for flight/hotel bookings, Re. 0.35 for products/vouchers, and Re. 0.20 for cashback.
• Travel: Complimentary access to domestic and international lounges.
• Insurance Benefits: Air accident insurance up to Rs. 1 Crore, travel insurance cover up to Rs 50,000, emergency medical expenses cover up to Rs 25 Lakhs, and credit liability protection up to Rs 9 Lakhs.
• Zero Liability Protection: Details not specified.

You have the flexibility to redeem your HDFC Diners Club Miles Credit Card reward points in various ways:

• Airmiles: Exchange your reward points for airmiles with partner airlines, including InterMiles, Singapore Airlines (KrisFlyer), and Air Vistara (CV Points).
• Travel Booking: Use your reward points to book flights and hotels through the HDFC Diners Club Miles Credit Card's travel booking platform.
• Gift Vouchers: Redeem your points for gift vouchers, allowing you to shop or dine at various outlets.
• Statement Cash: Offset your credit card statement by redeeming your points for cashback.

There is a redemption fee of Rs. 99 for each redemption request. Enjoy the flexibility of choice and make the most of your reward points to suit your preferences and needs.

• 6 complimentary domestic and international lounge visits annually.
• Lost card liability of up to Rs. 9,00,000.
• Rs. 1 Crore air accidental insurance.
• 1,000 reward points as a welcome gift and renewal bonus.
• Travel perks, including extra rewards on bookings.
• Potential annual fee waiver on spending Rs. 1 lakh or more.
• Dining discounts and concierge services.
• Credit limit determined by creditworthiness and other factors.

The HDFC Diners Club Miles Credit Card charges and fees include:

• Joining fees: Rs. 1,000
• Annual fees: Rs. 1,000
• Welcome Benefits: Not specified
• Quarterly Benefits: Not specified
• Annual Benefits: 1,000 Reward Points upon payment of Annual Fees
• Forex markup charges: 2%
• Fee reversal criteria: Spend Rs. 1,00,000 in a year

Other fees:

• Spend-based waiver: Annual fee can be waived on spending Rs. 1 Lakh.
• Rewards Redemption Fee: Rs. 99 per redemption request (plus applicable taxes)
• Foreign Currency Markup: 3.00% of the total transaction value (plus applicable taxes)
• Interest Rates: 3.6% per month (or 43.2% per annum)
• Fuel Surcharge: 1% of Fuel Surcharge Waiver (waiver capped at Rs. 250 per billing cycle) at fuel stations all over India.
• Cash Advance Charges: 2.5% of the total transaction amount (Minimum Rs. 500)
• Add-on Card Fee: Nil

Interest: 3.6% per month

• Q: How can I apply for the HDFC Diners Club Miles Credit Card?
  A: You can apply for the HDFC Diners Club Miles Credit Card online through the HDFC Bank website or by visiting an HDFC Bank branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with HDFC Bank for the specific criteria.
• Q: Can I get my annual fee waived?
  A: Yes, the annual fee can be waived on annual spends of Rs. 1 Lakh or more.
• Q: How do I redeem reward points?
  A: You can redeem reward points for various options, including airmiles, travel bookings, gift vouchers, and cashback. There is a redemption fee of Rs. 99 per request.