2.5% RP 2.5X reward points on Indigo Flights booking via indigo website/app
2% RP 2X reward points on dining, entertainment, and grocery
1% RP 1 Reward Point foe every Rs. 100 spent
Milestone Rewards :
Monthly : N/A
Quaterly : N/A
Annual : N/A
No rewards on spends : Wallet, Cash withdrawals and EMI
Rewards Redemption
How to Redeem :
Redeem the reward points for Indigo Flights
Redemption options : Indigo Flights
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
Domestic Lounge : N/A
International Lounge : N/A
Railway Lounge : N/A
Insurance Benefits :
Lost card liability : Upto Credit Limit
Personal accidental insurance : N/A
Air accidental insurance : N/A
Other Benefits :
Lounge Membership : N/A
Memberships Available With Cards : N/A
Spa Benefits : N/A
Golf Benefits :
Lessons : N/A
Games : N/A
Fees
Joining fees : 700
Annual fees : 700
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : N/A
Eligibility
Minimum age : 21
Minimum ITR : 6,00,000 per annum
Minimum Salary : 20,000 per month
HDFC Indigo Ka-ching 6E Rewards Credit Card Welcome Benefits
Welcome benefit: Receive a complimentary 6E Prime add-on with priority check-in, complimentary meals, quicker baggage handling, and the choice of seats as a welcome benefit with the HDFC Indigo Ka-ching 6E Rewards Credit Card.
HDFC Indigo Ka-ching 6E Rewards Credit Card Reward Points/Cashback
Dining Discount: Enjoy discounts at premium restaurants through the Good Food Trail Dining Program.
Rewards Rate: Earn 1% 6E Rewards on all spending, with extra rewards for groceries, dining, and IndiGo ticket bookings.
Reward Redemption: Redeem your 6E Rewards easily through the dedicated portal, where 1 Reward equals Re. 1.
Travel Benefits: Receive a complimentary 6E Prime Add-On and an IndiGo air ticket worth Rs 1,500.
Zero Liability Protection: Report a lost/stolen card within 24 hours to avoid liability for fraudulent transactions.
No Lounge Access: This card does not offer access to domestic or international lounges.
No Insurance Benefits: There are no insurance benefits associated with this card.
No Milestone Rewards: This card does not offer specific rewards for monthly, quarterly, or annual spending milestones.
Exclusions: Wallet loads, cash withdrawals, and EMI transactions do not earn rewards.
HDFC Indigo Ka-ching 6E Rewards Credit Card Reward Point Redemption
Redeem for Indigo Flights: Your reward points are versatile and can be redeemed for Indigo flights, making your travel more affordable.
No Redemption Fee: Enjoy the freedom to redeem your points without any additional charges.
Simple Process: Access the 6E Rewards portal and log in to start the redemption process. Each 6E Reward is equivalent to Re. 1, making it straightforward to use your points for various benefits.
Pros of HDFC Indigo Ka-ching 6E Rewards Credit Card
Good Food Trail Dining Program: Unlock fantastic dining offers through the Good Food Trail Dining Program, making your culinary experiences more delightful.
Complimentary IndiGo Ticket: Receive a complimentary IndiGo ticket worth Rs. 1500, allowing you to travel for less and explore new destinations.
Cons of HDFC Indigo Ka-ching 6E Rewards Credit Card
No Lounge Access: You won't have access to domestic or international airport lounges, which can be disappointing for frequent travelers.
No Insurance or Golf Benefits: This card lacks insurance coverage and golf benefits that some other credit cards offer for added security and leisure activities.
HDFC Indigo Ka-ching 6E Rewards Credit Card Benefits
Welcome Benefits: Receive a complimentary 6E Prime add-on and enjoy benefits like priority check-in, seat selection, complimentary meals, and faster baggage handling.
Milestone Benefit: Earn a free IndiGo air ticket worth Rs. 1,500 by making three transactions each month in the first three months after card issuance.
Dining Privileges: Enjoy exclusive dining discounts at top restaurants through the Good Food Trail Dining Program.
Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver for fuel purchases over Rs. 400, with a maximum waiver of Rs. 25,000 per statement cycle.
Eligibility: Salaried individuals aged 21-60 with a minimum monthly income of Rs. 20,000, and self-employed individuals aged 21-65 with a minimum annual income of Rs. 6,00,000.
Application: Apply for the card on HDFC's credit card application page with the required documents.
Customer Care: Contact HDFC's customer care at 1860 267 6161 or 61606161 (with STD code prefix) for inquiries, or dial 022 61606160 when abroad.
HDFC Indigo Ka-ching 6E Rewards Credit Card Charges and Fee
Joining Fees: Rs. 700
Annual Fees: Rs. 700
Forex Markup Charges: 3.50%
Rewards Redemption Fee: Rs. 99 per redemption
Foreign Currency Markup: 3.5%
Interest Rate: 3.6% per month (43.2% annually)
Fuel Surcharge: 1% waiver on fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per month)
Cash Advance Charges: 2.5% of the withdrawal amount (min. Rs. 500)