Rewards
Core Rewards :
  • 5% RP 5X Reward points on Indigo Flights booking via indigo website/app
  • 3% RP 3X Reward points on dining, entertainment, and grocery
  • 2% RP 2 Reward Point foe every Rs. 100 spent
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Wallet loads, cash withdrawals and EMI.
Rewards Redemption
How to Redeem :
  • Redeem the Reward points for Indigo Flights
Redemption options : Indigo Flights
Redemption fee : NIL
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 2 per quarter
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : Upto Credit Limit
  • Personal accidental insurance : Not available
  • Air accidental insurance : Not available
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : 12 per year (Only On Mastercard variant)
  • Games : 4 per year (Only On Mastercard variant)
Fees
Joining fees : 2500
Annual fees : 2500
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : N/A
Eligibility
Minimum age : 21
Minimum ITR : 15,00,000 per annum
Minimum Salary : 1,20,000 per month

HDFC Indigo Ka-Ching 6E XL Credit Card Welcome Benefits

  • Welcome benefit: Receive a complimentary flight ticket worth Rs. 3,000 and receive the 6E Prime Add-On as welcome benefits.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

HDFC Indigo Ka-Ching 6E XL Credit Card Reward Points/Cashback

The HDFC Indigo Ka-Ching 6E XL Credit Card offers attractive rewards and cashback benefits:

  • Movie & Dining: Earn 3% 6E Rewards on dining spends and enjoy discounts at premium restaurants through the Good Food Trail Dining Program.
  • Rewards Rate: You'll earn 6E Rewards, including 5% on IndiGo, 3% on dining, grocery, and entertainment, and 2% on all other transactions.
  • Reward Redemption: Your IndiGo 6E rewards can be redeemed for various benefits, including IndiGo flight tickets (1 6E Reward Point equals Re. 1).
  • Travel: Enjoy complimentary access to domestic lounges, making your travel experience more comfortable.
  • Golf: This card doesn't offer golf-related benefits.
  • Domestic Lounge Access: You get 8 complimentary domestic lounge visits annually, with a maximum of 2 visits per quarter.
  • International Lounge Access: Unfortunately, this card doesn't provide access to international lounges.
  • Insurance Benefits: The card doesn't offer specific insurance benefits.
  • Zero Liability Protection: If you report the loss of your card to the bank within 24 hours, you won't be liable for any unauthorized transactions.

HDFC Indigo Ka-Ching 6E XL Credit Card Reward Point Redemption

  • 5% Reward Points (RP) on Indigo flight bookings made via the Indigo website or app.
  • 3% Reward Points on dining, entertainment, and grocery purchases.
  • 2 Reward Points for every Rs. 100 spent on all other transactions.

Pros of HDFC Indigo Ka-Ching 6E XL Credit Card

  • 8 Complimentary Lounge Access: Enjoy 8 free visits to domestic lounges every year.
  • Welcome Benefit: Receive a complimentary flight ticket worth Rs. 3,000 and a 6E Prime Add-On as a welcome gift.

Cons of HDFC Indigo Ka-Ching 6E XL Credit Card

  • Lack of Insurance Benefits: This card does not provide any insurance benefits, which could be a drawback for those seeking such coverage.
  • Limited Lounge Access: While it offers complimentary domestic lounge access, it does not provide access to international lounges, which may be a limitation for frequent international travelers.

HDFC Indigo Ka-Ching 6E XL Credit Card Benefits

Travel Benefits:

  • Earn 5% 6E Rewards on IndiGo flight bookings.
  • Enjoy complimentary access to domestic airport lounges at airports across India.

Dining Benefits:

  • Earn 3% 6E reward points on dining expenses made with the card.
  • Access exclusive discounts at premium restaurants in major cities through the Good Food Trail Dining Program.

Airport Lounge Access:

  • Receive 8 complimentary domestic airport lounge visits per year (2 per quarter) through the MasterCard Lounge Program.
  • Note: International lounge access is not available with this card.

Zero Cost Liability:

  • You won't be held liable for any fraudulent transactions on the card reported to the bank as lost or stolen. However, for transactions made before reporting the loss, liability rests with the cardmember.

Golf Benefits (Only On Mastercard variant):

  • Access to 12 golf lessons and 4 golf games per year.

Please note that there is no insurance coverage provided by this card, and it offers lounge access only for domestic airports in India. International lounge access is not included.

HDFC Indigo Ka-Ching 6E XL Credit Card Charges and Fee

  • Joining Fees: Rs. 2500
  • Annual Fees: Rs. 2500
  • Welcome Benefits: N/A
  • Quarterly Benefits: N/A
  • Annual Benefits: N/A
  • Forex Markup Charges: 3.50%
  • Fee Reversal Criteria: N/A
  • Spend-Based Waiver: N/A
  • Rewards Redemption Fee: Nil
  • Foreign Currency Markup: 2.5% (plus applicable taxes)
  • Interest Rates: 3.6% per month (43.2% annually)
  • Fuel Surcharge: N/A
  • Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum charge of Rs. 500
  • Add-on Card Fee: Nil

Frequently Asked Questions

  • Q: How can I apply for the HDFC Indigo Ka-Ching 6E XL Credit Card?
    A: You can apply for the HDFC Indigo Ka-Ching 6E XL Credit Card through the HDFC Bank website or by visiting an HDFC Bank branch.
  • Q: What is the eligibility criteria for this card?
    A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with HDFC Bank for the specific criteria.
  • Q: Can I get my annual fee waived?
    A: The annual fee waiver criteria may vary. It's best to check with HDFC Bank for details on fee waivers.
  • Q: Does this card offer international lounge access?
    A: Unfortunately, this card does not provide access to international lounges.
  • Q: Are there any insurance benefits with this card?
    A: No, this card does not offer specific insurance benefits.