• Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your SBI Elite Credit Card.
• Explore premium choices in travel, clothing, footwear, and shopping.
• Your gateway to luxury and rewards begins with this exclusive welcome offer.

The SBI Elite Credit Card offers:

• Movie and dining benefits with free movie tickets and dining discounts.
• Reward rate of 2.5% on groceries, dining, movies, and department store spending.
• Redemption options for gift vouchers or statement balance.
• Complimentary travel memberships and airport lounge access.
• Golf privileges and insurance coverage.
• Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
• Milestone rewards on annual spending.
• No rewards on wallet transactions.

You can easily redeem your reward points with the SBI Elite Credit Card:

• Redemption Options: You can use your reward points for gift vouchers and statement cash.
• Redemption Fee: There is no fee for redeeming your points.
• Transfer Partners: The card does not offer any transfer partners.
• Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

• Welcome Benefit: Get e-vouchers worth Rs. 5,000 from select brands.
• Strong rewards program with a reward rate of 2.5% on groceries, dining, movies, and department store spending.
• Access to airport lounges and complimentary travel memberships.
• Golf privileges and insurance coverage for added security.

• No rewards on wallet transactions.
• High annual fee of Rs. 4,999.

• Travel: 2 complimentary domestic airport lounge visits per quarter.
• Dining: Enjoy a complimentary membership to the Elite Dining Program with discounts at select restaurants.
• Rewards: 5X reward points on dining, departmental stores, and grocery purchases.
• Entertainment: Book movie tickets through BookMyShow and get up to 2 free tickets worth Rs. 500 each per month.
• Shopping: Enjoy shopping discounts and offers.

Annual Fee: Rs. 4,999 (waived on annual spending of Rs. 10 lakhs).

Renewal Fee: Rs. 4,999.

Foreign Currency Transaction Fee: 1.99% of the transaction amount.

Late Payment Fee: Up to Rs. 950.

Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of Rs. 500.

Cash Withdrawal Fee: Up to 2.5% of the transaction amount, subject to a minimum of Rs. 300.

1. Is the SBI Elite Credit Card worth it?

If you value travel, dining, and entertainment benefits, the SBI Elite Credit Card offers good value. It comes with welcome benefits, a strong rewards program, and access to airport lounges.

2. What is the annual fee for the SBI Elite Credit Card?

The annual fee for the SBI Elite Credit Card is Rs. 4,999. However, it is waived if you spend Rs. 10 lakhs annually using the card.

3. How can I redeem SBI Elite Credit Card reward points?

You can redeem your reward points for gift vouchers or statement cash. There is no fee for redeeming your points, and each reward point is worth Re. 0.25 when redeemed.