Redemption options : Gift Voucher, Airmiles, Donation
Redemption fee : Nil
Transfer partners :
Intermiles
Singapore Airlines (KrisFlyer)
British Airways (Avios)
Taj InnerCircle
Complementary Benefits
Lounge access :
Domestic Lounge : N/A
International Lounge : N/A
Railway Lounge : N/A
Insurance Benefits :
Lost card liability : Upto 3L
Personal accidental insurance : N/A
Air accidental insurance : N/A
Other Benefits :
Lounge Membership : N/A
Memberships Available With Cards : N/A
Spa Benefits : N/A
Golf Benefits :
Lessons : N/A
Games : N/A
Fees
Joining fees : 0
Annual fees : 0
Welcome Benefits : Amazon voucher worth Rs. 500, Swiggy voucher worth Rs. 250 and 3 complimentary lounge access/meal vouchers. 10% cashback on all transactions made within the first 30 days, up to a maximum of Rs. 2,000.
Quaterly Benefits : N/A
Annual Benefits : Not Applicable
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Eligibility
Minimum age : 18
Minimum ITR : 4,80,000
Minimum Salary : 35,000
HSBC Platinum Credit Card Welcome Benefits
Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your SBI Elite Credit Card.
Explore premium choices in travel, clothing, footwear, and shopping.
Your gateway to luxury and rewards begins with this exclusive welcome offer.
HSBC Platinum Credit Card Reward Points/Cashback
The HSBC Platinum Credit Card offers:
Movie and dining benefits with free movie tickets and dining discounts.
Reward rate of 2.5% on groceries, dining, movies, and department store spending.
Redemption options for gift vouchers or statement balance.
Complimentary travel memberships and airport lounge access.
Golf privileges and insurance coverage.
Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
Milestone rewards on annual spending.
No rewards on wallet transactions.
HSBC Platinum Credit Card Reward Point Redemption
You can easily redeem your reward points with the HSBC Platinum Credit Card:
Redemption Options: You can use your reward points for gift vouchers and statement cash.
Redemption Fee: There is no fee for redeeming your points.
Transfer Partners: The card does not offer any transfer partners.
Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.
Pros of HSBC Platinum Credit Card
Attractive welcome benefits worth Rs. 5,000.
Access to domestic and international airport lounges.
Competitive reward rates on dining, groceries, and department store expenses.
Lucrative milestone rewards for high spenders.
Enjoy two complimentary movie tickets each month.
Cons of HSBC Platinum Credit Card
Limited lounge access.
No specific travel benefits.
Basic rewards rate.
Limited movie offer.
Reward redemption fee.
No comprehensive insurance.
No specific dining benefits.
Foreign transaction fees.
HSBC Platinum Credit Card Benefits
Welcome Perks: Enjoy a Rs. 5,000 Gift Voucher from top brands.
Milestone Rewards: Earn up to 15,000 Bonus Reward Points by meeting spending milestones.
Travel Advantages: Free lounge access, hotel discounts, and club memberships.
Airport Lounge Access: 2 domestic and 6 international lounge visits per year.
Movie and Dining Benefits: Complimentary/discounted movie tickets and dining offers.
Golf Privileges: Four free golf rounds, golf lesson, and discounts (MasterCard variant).
Concierge Service: Assistance with various services.
Lower Foreign Markup Fee: 1.99% on foreign transactions.
Annual Fee Waiver: Spend Rs. 10 lakhs to waive the annual fee.
Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 250/month.
HSBC Platinum Credit Card Charges and Fee
Fees: No joining or annual fees.
Milestone Benefits: Cashback on reaching spending milestones.
Movie & Dining: "Buy 1 Get 1" offer on Saturdays for movie tickets.
Discounts: Discounts on Tata CLiQ and electronics on Thursdays.
Fuel Surcharge: 1% fuel surcharge waiver at fuel stations.
Rewards: Earn 2 Reward Points for every Rs. 150 spent.
Reward Redemption: Redeem points for gift vouchers, cosmetics, and more.
Zero Liability Protection: Up to Rs. 3,00,000 protection in case of card loss or fraud.
Interest Rate: 3.49% per month (41.88% per annum).
Foreign Currency Markup: 3.50% on international transactions.