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ICICI Emeralde Credit Card
Annual Fees
12000
Add to Compare
Percentage Savings range
1%
Use it to complete Annual Milestone
Reward Type
Reward Points
Welcome Benefits
*
Minimum Income
30,00,000
Lounge Access
Unlimited
Best For :
Rewards
Core Rewards :
- 4% RP Earn 4 Reward points every Rs. 100 spent.
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : Spend 200,000, you will receive a Da Milano voucher worth Rs. 5,000.
No rewards on spends : Fuel
Rewards Redemption
How to Redeem :
- Redeem Reward points for Vouchers
Redemption options : Gift Vouchers, Statement Credit
Redemption fee : 99
Transfer partners : N/A
Complementary Benefits
Lounge access :
- Domestic Lounge : Unlimited
- International Lounge : Unlimited
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto Credit Limit
- Personal accidental insurance : N/A
- Air accidental insurance : 3 Cr.
Other Benefits :
- Lounge Membership : Dreamfolk Card - Domestic Spa & Worldwide Lounge Access
- Memberships Available With Cards : N/A
- Spa Benefits : Unlimited at Domestic Airport
Golf Benefits :
- Lessons : Complimentary round of golf lesson each month on a minimum spend of Rs. 50,000 in the previous month, capped at 4/month
- Games : Complimentary round of golf game each month on a minimum spend of Rs. 50,000 in the previous month, capped at 4/month
Fees
Joining fees : 12000
Annual fees : 12000
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 1.5%
Fee reversal criteria : Spend Rs. 15,00,000 in a year or Spend 1,00,000 in previous month for monthly fee waiver, if opted
Eligibility
Minimum age : 21
Minimum ITR : 30,00,000
Minimum Salary : 3,00,000
ICICI Emeralde Credit Card Welcome Benefits
- Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your ICICI Emeralde Credit Card.
- Explore premium choices in travel, clothing, footwear, and shopping.
- Your gateway to luxury and rewards begins with this exclusive welcome offer.
ICICI Emeralde Credit Card Reward Points/Cashback
The ICICI Emeralde Credit Card offers:
- Movie and dining benefits with free movie tickets and dining discounts.
- Reward rate of 2.5% on groceries, dining, movies, and department store spending.
- Redemption options for gift vouchers or statement balance.
- Complimentary travel memberships and airport lounge access.
- Golf privileges and insurance coverage.
- Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
- Milestone rewards on annual spending.
- No rewards on wallet transactions.
ICICI Emeralde Credit Card Reward Point Redemption
You can easily redeem your reward points with the ICICI Emeralde Credit Card:
- Redemption Options: You can use your reward points for gift vouchers and statement cash.
- Redemption Fee: There is a redemption fee of Rs. 99 + GST on each redemption request.
- Value: Each reward point is valued at Re. 0.25 when redeemed for gift vouchers, products, or cashback.
Pros of ICICI Emeralde Credit Card
- Attractive welcome benefits worth Rs. 5,000.
- Access to domestic and international airport lounges.
- Competitive reward rates on dining, groceries, and department store expenses.
- Lucrative milestone rewards for high spenders.
- Enjoy two complimentary movie tickets every month under the Buy One Get One (BOGO) offer.
Cons of ICICI Emeralde Credit Card
- High annual fee and joining fee.
- Fee waiver requires significant annual spending.
- No rewards on wallet transactions.
ICICI Emeralde Credit Card Benefits
- Lounge Access: Enjoy complimentary airport lounge access in India and around the world.
- Dining Discounts: Get up to 20% discount at select restaurants.
- Concierge Service: Access concierge service for travel, dining, and entertainment reservations.
- Golf Benefits: Complimentary golf rounds at select courses.
ICICI Emeralde Credit Card Charges and Fee
- Joining Fee: Rs. 12,000 + GST
- Annual Fee: Rs. 5,000 + GST
- Renewal Fee: Rs. 5,000 + GST
- Fee Waiver: Spend Rs. 3 lakhs or more in the previous year to get a waiver on the renewal fee.
- Add-on Card Fee: Nil
- Cash Withdrawal Fee: 2.5% of the withdrawn amount, subject to a minimum of Rs. 300
- Overlimit Fee: 2.5% of the over-limit amount, subject to a minimum of Rs. 500
About Us
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Contact
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