IDFC First Bank
BOB Financial
IndusInd Bank
Standard Chartered Bank
SBI Card
Punjab National Bank
Citi Bank
Yes Bank
American Express
RBL Bank
HDFC Bank
Federal Bank
Kotak Mahindra Bank
AU Small Finance Bank
HSBC Bank
Axis Bank
ICICI BANK
IDFC First Private Credit Card
Annual Fees
50000
Add to Compare
Percentage Savings range
1.50%
This card is in Super Premium category is best for international spends
Reward Type
Reward Points
Welcome Benefits
Worth Rs. 50000 *
Minimum Income
Not Applicable
Lounge Access
Unlimited
Rewards
Core Rewards :
- 3% 3X Reward Points on Online spends upto Rs. 30,000 per statement cycle
- 6% 6X Reward Points on Online spends upto Rs. 30,000 per statement cycle
- 10% 10X Reward Points if spends go above Rs. 30,000 per statement cycle
- 10% 10X RP on Birthday Spends
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Fuel, Insurance, EMI
Rewards Redemption
How to Redeem :
- Reedem your points in statement credit , via gift vouchers
Redemption options : GV, Pay with points
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
- Domestic Lounge : Unlimited
- International Lounge : Unlimited
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto Credit Limit
- Personal accidental insurance : 1 Cr
- Air accidental insurance : 1 Cr
Other Benefits :
- Lounge Membership : Dreamfolk Card - Domestic Spa & Worldwide Lounge Access
- Memberships Available With Cards : N/A
- Spa Benefits : Unlimited for primary and add-on card holders
Golf Benefits :
- Lessons : 1 if you spend Rs. 20,000 in a monthly statement, 2 if you spend Rs. 40,000 or more in a monthly statement
- Games : 1 if you spend Rs. 20,000 in a monthly statement, 2 if you spend Rs. 40,000 or more in a monthly statement
Fees
Joining fees : 50000
Annual fees : 50000
Welcome Benefits : 200000 Bonus Reward Points, Taj Epicure Membership
Quaterly Benefits : N/A
Annual Benefits : Rs. 25000 worth 100000 Bonus Reward Points and Taj Epicure Membership
Forex markup charges : 0%
Fee reversal criteria : N/A
Eligibility
Minimum age : 21
Minimum ITR : Not Applicable
Minimum Salary : Not Applicable
IDFC First Private Credit Card Welcome Benefits
- Welcome benefit: Upon approval, the IDFC First Private Credit Card offers a welcome package that includes 200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.
IDFC First Private Credit Card Reward Points/Cashback
The IDFC First Private Credit Card offers an array of rewarding features:
- Core Rewards:
- Online Spends: Earn 3X Reward Points on online spends up to Rs. 30,000 per statement cycle, 6X Reward Points on online spends up to Rs. 30,000 if spending goes above that per statement cycle, and an impressive 10X Reward Points if you spend more than Rs. 30,000 per statement cycle.
- Birthday Spends: Enjoy a generous 10X Reward Points boost on your birthday spends.
- Milestone Rewards:
- Movie & Dining: Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow.
- Rewards Rate:
- Earn 3 Reward Points for every Rs. 100 spent offline and 6 Reward Points for every Rs. 100 spent online.
- Reward Redemption:
- Redeem your Reward Points against various gift vouchers, with 1 Reward Point equivalent to Re. 0.25.
- Travel Benefits:
- Enjoy free airport lounge access and spa sessions every year.
- Golf:
- Receive 2 complimentary golf rounds or lessons every month.
- Domestic and International Lounge Access:
- Get 4 complimentary domestic lounge accesses and 4 complimentary international lounge accesses every quarter for both primary and add-on cardholders.
IDFC First Private Credit Card Reward Point Redemption
- Redeem Your Reward Points:
- Choose from a wide range of redemption options such as gift vouchers, merchandise, and more.
- Redemption rate is 1 Reward Point = Re. 0.25.
Pros of IDFC First Private Credit Card
- Generous welcome benefits, including Reward Points and Taj Epicure membership.
- High rewards on online and birthday spends.
- Milestone rewards for movie and dining discounts.
- Free airport lounge access and spa sessions.
- Complimentary golf rounds or lessons.
Cons of IDFC First Private Credit Card
- Annual fee of Rs. 10,000, which may not be suitable for everyone.
- Some of the premium benefits may not be fully utilized by all cardholders.
IDFC First Private Credit Card Benefits
- Attractive welcome benefits with Reward Points and Taj Epicure membership.
- Opportunity to earn Reward Points on various types of spends.
- Redeem Reward Points for a wide range of options.
- Travel benefits, including airport lounge access and spa sessions.
- Complimentary golf rounds and domestic/international lounge access.
IDFC First Private Credit Card Charges and Fee
Here are the charges and fees associated with the IDFC First Private Credit Card:
- Annual Fee: Rs. 10,000
- Foreign Currency Markup: 3.5%
- Late Payment Fee: Rs. 1,000
- Overlimit Fee: Rs. 500
- Cash Withdrawal Fee: 2.5% of the amount withdrawn
About Us
- Technical info
- Credit Cards 101
Contact
hello@joinsimplyfi.com
Made in India with
Disclaimer : The information presented on this website is obtained from publicly accessible sources and is solely intended for informational purposes as a service to the wider internet community. It should not be construed as financial advice, and we cannot ensure the accuracy, sufficiency, or comprehensiveness of the information provided on this platform.