• Get Rs. 500 in gift vouchers from popular brands when you spend over Rs. 15,000 within 90 days of card activation.
• Enjoy a 5% cashback on your first EMI transaction made within the initial 30 days of card issuance.

The IDFC First Wealth Credit Card offers:

• Movie & Dining: Buy One Get One movie tickets (up to Rs. 500) twice monthly on Paytm and up to 20% off at 1,500+ restaurants.
• Rewards Rate: Earn 3 Reward Points per Rs. 100 spent offline, 6 Reward Points per Rs. 100 spent online, and 10 Reward Points for spends over Rs. 30,000.
• Reward Redemption: Redeem points for shopping vouchers at a rate of 1 Reward Point = Rs. 0.25 with a convenience fee of Rs. 99 plus taxes.
• Travel: Enjoy 4 complimentary international and domestic lounge access and spa visits annually.
• Golf: Receive complimentary monthly golf rounds for every Rs. 20,000 spent.
• Lounge Access: Get up to 4 free visits to domestic and international airport lounges per quarter.
• Insurance Benefits: Includes air death insurance (Rs. 1 crore), personal accident coverage (Rs. 10 lakh), and lost card liability cover (Rs. 50,000).
• Core Rewards: 3X Reward Points on online spends (up to Rs. 30,000), 6X Reward Points on higher online spends, 10X Reward Points on exceeding Rs. 30,000, and 10X RP on Birthday Spends.
• No rewards on: Fuel, Insurance, EMI, Cash Withdrawals.

Certainly, here are the key points for Reward Point Redemption for IDFC First Wealth Credit Card:

• Reward Point Value: Each Reward Point is worth Rs. 0.25.
• Reward Point Redemption Fee: There is a redemption fee of Rs. 99 plus taxes for each redemption request.
• Redemption Options: You can redeem your Reward Points for shopping vouchers from a wide range of brands available in the IDFC First catalog.
• Redemption Process: You can redeem your points online through the IDFC First Bank's official website. Simply log in to your account, navigate to the rewards section, and choose the vouchers you'd like to redeem your points for.

• Welcome Benefits: Earn gift vouchers worth Rs. 500 and 5% cashback on your first EMI transaction.
• Rewards and Cashback: Enjoy a range of benefits including movie and dining discounts, reward points on online and offline spends, and more.
• Lounge Access: Get complimentary airport lounge access.
• Insurance Benefits: Benefit from air death insurance, personal accident coverage, and lost card liability cover.
• Golf Benefits: Receive monthly complimentary golf rounds for eligible spends.

• No Rewards on Fuel, Insurance, EMI, Cash Withdrawals: Keep in mind that this card doesn't offer rewards on fuel, insurance payments, EMIs, or cash withdrawals.
• Redemption Fee: There's a redemption fee of Rs. 99 plus taxes when you redeem your reward points for vouchers.

• Movie & Dining: Buy One Get One movie tickets (up to Rs. 500) twice monthly on Paytm and up to 20% off at 1,500+ restaurants.
• Rewards Rate: Earn 3 Reward Points per Rs. 100 spent offline, 6 Reward Points per Rs. 100 spent online, and 10 Reward Points for spends over Rs. 30,000.
• Reward Redemption: Redeem points for shopping vouchers at a rate of 1 Reward Point = Rs. 0.25 with a convenience fee of Rs. 99 plus taxes.
• Travel: Enjoy 4 complimentary international and domestic lounge access and spa visits annually.
• Golf: Receive complimentary monthly golf rounds for every Rs. 20,000 spent.
• Lounge Access: Get up to 4 free visits to domestic and international airport lounges per quarter.
• Insurance Benefits: Includes air death insurance (Rs. 1 crore), personal accident coverage (Rs. 10 lakh), and lost card liability cover (Rs. 50,000).

• Annual Fee: The annual fee for the IDFC First Wealth Credit Card is Rs. 2,500.
• Finance Charges: The card has an interest-free period of up to 48 days, and finance charges may apply if you carry a balance beyond the interest-free period.
• Cash Withdrawal Fee: The cash withdrawal fee is 2.5% of the amount withdrawn, with a minimum of Rs. 500.