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BOB Financial
IndusInd Bank
Standard Chartered Bank
SBI Card
Punjab National Bank
Citi Bank
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American Express
RBL Bank
HDFC Bank
Federal Bank
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AU Small Finance Bank
HSBC Bank
Axis Bank
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BOB Financial
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Standard Chartered Bank
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Punjab National Bank
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Find my card
Kotak 811 Credit Card
Our Rating
Annual Fees
Free
Apply Now
Joining Fees
Not Available
Annual Fees
0
Add to Compare
Percentage Savings range
0.50%
Good credit card for people new to credit
Reward Type
Reward Points
Welcome Benefits
500 Reward Points *
Minimum Income
30000
Lounge Access
Not Available
Rewards
Core Rewards :
2% RP
Earn 2 reward points for every Rs. 100 spent online
1% RP
Earn 1 reward points for every Rs. 100 spent offline
Save railway surcharge of 1.8% for transactions on www.irctc.co.in
Save 2.5% for transactions on Indian Railways Booking Counters.
Milestone Rewards :
Monthly :
N/A
Quaterly :
N/A
Annual :
Spend 75,000 to get 750 cash back or 4 PVR tickets
No rewards on spends :
Fuel, EMI, Cash Withdrawals
Rewards Redemption
How to Redeem :
use these reward point for Cashback, movie tickets, AirMiles, Merchandise
Redemption options :
Cashback, movie tickets, AirMiles, Merchandise
Redemption fee :
NIL1
Transfer partners :
N/A
Complementary Benefits
Lounge access :
Domestic Lounge :
N/A
International Lounge :
N/A
Railway Lounge :
N/A
Insurance Benefits :
Lost card liability :
N/A
Personal accidental insurance :
N/A
Air accidental insurance :
N/A
Other Benefits :
Lounge Membership :
N/A
Memberships Available With Cards :
N/A
Spa Benefits :
N/A
Golf Benefits :
Lessons :
N/A
Games :
N/A
Fees
Joining fees :
N/A
Annual fees :
0
Welcome Benefits :
500 Reward Points
Quaterly Benefits :
N/A
Annual Benefits :
N/A
Forex markup charges :
3.5%
Fee reversal criteria :
Not Applicable
Eligibility
Minimum age :
18
Minimum ITR :
30000
Minimum Salary :
25,000