Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking counters ( Max Cap Rs. 500 /year)
Milestone Rewards :
Monthly : Not available
Quaterly : Not available
Annual : 2500 Mojo Points on spending Rs 75,000 quarterly
No rewards on spends : Fuel, EMI and cash withdrawals
Rewards Redemption
How to Redeem :
Redeem your point on Statement Cash, Mobile Recharge, Merchandise, E-vouchers, Travel
Redemption options : Statement Cash, Mobile Recharge, Merchandise, E-vouchers, Travel
Redemption fee : NIL
Transfer partners : N/A
Complementary Benefits
Lounge access :
Domestic Lounge : 2 per Quarter
International Lounge : Not available
Railway Lounge : N/A
Insurance Benefits :
Lost card liability : Not available
Personal accidental insurance : Not available
Air accidental insurance : Not available
Other Benefits :
Lounge Membership : N/A
Memberships Available With Cards : N/A
Spa Benefits : Not available
Golf Benefits :
Lessons : Not available
Games : Not available
Fees
Joining fees : 1000
Annual fees : 1000
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Spend Rs. 1,00,00 in a year.