Rewards
Core Rewards :
  • 15% Cashback on Food and Beverages at PVR
  • 5% Cashback on Movie tickets at PVR Box Office
Milestone Rewards :
  • Monthly : 2 free PVR movie tickets every month on spending Rs. 10,000 or more.
  • Quaterly : Not Applicable
  • Annual : Not Applicable
No rewards on spends : EMI
Rewards Redemption
How to Redeem :
  • Reedem point to get PVR Movie Tickets
Redemption options : PVR Movie Tickets
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : 75,000
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : Not Applicable
Annual fees : 999
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : Not Applicable
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Eligibility
Minimum age : 21
Minimum ITR : 4,00,000
Minimum Salary : 30,000

Kotak PVR Platinum Credit Card Welcome Benefits

  • N/A

Kotak PVR Platinum Credit Card Reward Points/Cashback

The Kotak PVR Platinum Credit Card is designed to enhance your movie and dining experiences with attractive cashback offers:

  • Core Rewards:
    • 15% Cashback on Food and Beverages at PVR: Enjoy a 15% cashback when you indulge in food and beverages at PVR cinemas.
    • 5% Cashback on Movie Tickets at PVR Box Office: Receive a 5% cashback on movie tickets purchased at the PVR Box Office.
  • Milestone Rewards:
    • Monthly: Earn 2 free PVR movie tickets every month when you spend Rs. 10,000 or more.
  • No Rewards on Spends:
    • EMI transactions do not earn rewards.
  • Movie & Dining:
    • Benefit from a generous 15% cashback on food and beverages at PVR cinemas, making your movie outings more enjoyable.
    • Get a 5% cashback on movie tickets when purchased at the PVR Box Office.
  • Rewards Rate:
    • NA (Not Applicable) - The card primarily focuses on cashback offers rather than traditional reward points.
  • Reward Redemption:
    • You can redeem the free PVR movie tickets you earn by either sending an SMS to the bank's customer care or using the net banking option available on the bank's website.
  • Travel, Golf, Lounge Access, and Insurance Benefits:
    • The card does not offer specific travel, golf, or lounge access benefits.
    • It provides insurance coverage in case your card is lost or stolen.
    • Zero liability protection ensures you won't be held responsible for fraudulent transactions once you report the loss of your card to the bank's customer care.

Kotak PVR Platinum Credit Card Reward Point Redemption

The Kotak PVR Platinum Credit Card primarily offers cashback benefits, and there are no traditional reward points to be redeemed. However, you can redeem the free PVR movie tickets you earn through milestone spending.

Pros of Kotak PVR Platinum Credit Card

  • Generous cashback offers on food, beverages, and movie tickets at PVR cinemas.
  • Opportunity to earn free PVR movie tickets on monthly spending milestones.
  • Zero liability protection in case of card loss or theft.

Cons of Kotak PVR Platinum Credit Card

  • The card primarily focuses on movie and dining benefits, which may not be suitable for individuals seeking a broader range of rewards.
  • Limited travel, golf, or lounge access benefits.
  • No traditional reward points to redeem.

Kotak PVR Platinum Credit Card Benefits

  • 15% cashback on food and beverages at PVR cinemas.
  • 5% cashback on movie tickets at the PVR Box Office.
  • Monthly spending milestone rewards of 2 free PVR movie tickets.
  • Zero liability protection against unauthorized transactions in case of card loss.

Kotak PVR Platinum Credit Card Charges and Fee

  • Annual Fee: Rs. 999 (Annual fee waiver on spending Rs. 1 lakh or more in the previous year)
  • Finance Charges: Up to 3.40% per month (40.80% annually)
  • Cash Withdrawal Fee: 2.5% of the transaction amount (minimum Rs. 300)
  • Late Payment Fee: Rs. 100 to Rs. 700 (depending on the outstanding balance)
  • Over Limit Fee: Rs. 500
  • Foreign Currency Markup: 3.5%