Rewards
Core Rewards :
  • 2% 4 CV Points per Rs. 200 on online and offline transactions
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : Get 1 Premium Economy ticket each on annual spends of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs & Rs. 8 lakhs
No rewards on spends : Nothing
Rewards Redemption
How to Redeem :
  • Redeem CV Points on Air Vistara and Partner Airlines
Redemption options : CV Points
Redemption fee : Nil
Transfer partners :
  • Air Vistara (CV Points)
Complementary Benefits
Lounge access :
  • Domestic Lounge : 2 per quarter
  • International Lounge : 2 per quarter (4 per year)
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : 1,00,000
  • Personal accidental insurance : N/A
  • Air accidental insurance : 1 Cr
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards :
    • Club Vistara Silver Tier Membership
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : 2999
Annual fees : 2999
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : One premium economy domestic ticket voucher
Forex markup charges : 3.5%
Fee reversal criteria : N/A
Eligibility
Minimum age : 21
Minimum ITR : 6,00,000
Minimum Salary : 50,000

SBI Vistara Prime Credit Card Welcome Benefits:

Receive a complimentary Premium Economy class ticket as a gift voucher when you pay your joining/renewal fee. This is your passport to an elevated travel experience with Vistara's luxurious Premium Economy class.

SBI Vistara Prime Credit Card Reward Points/Cashback:

Reward Points/Cashback for SBI Vistara Prime Credit Card

SBI Vistara Prime Credit Card Reward Point Redemption:

Reward Point Redemption for SBI Vistara Prime Credit Card

Pros of SBI Vistara Prime Credit Card:

  • Core Rewards: Earn 4 Club Vistara (CV) Points for every Rs. 200 spent on all transactions.
  • Milestone Rewards: Get 1 Premium Economy ticket at annual spend milestones of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs, and Rs. 8 lakhs.
  • Reward Redemption: Redeem CV Points for award flights, class upgrades, or seat reservations under the Vistara Cash + Points program (1 CV Point = Rs. 0.2).
  • Travel Benefits: Complimentary domestic and international lounge access, discounts on car rentals, hotel bookings, and exclusive destination programs.
  • Insurance Benefits: Flight ticket cancellation coverage, air accident cover, and baggage insurance.
  • Zero Liability Protection: Lost card liability protection up to Rs. 1 lakh.

Cons of SBI Vistara Prime Credit Card:

  • Lower reward rate compared to other premium cards.
  • Average returns on spending.
  • High renewal fee waiver requirement of Rs 10 lakhs.
  • Relatively high renewal fee of Rs. 4,999.

SBI Vistara Prime Credit Card Benefits:

  • Lounge Access: Enjoy 2 domestic and 2 international lounge visits every quarter.
  • Insurance Benefits: Coverage for lost card liability and air accidents.
  • Other Benefits: PriorityPass membership, Club Vistara Silver Tier, and exclusive discounts on travel services.
  • Milestone Benefits: Earn 3,000 bonus CV Points and unlock Premium Economy Class tickets and a hotel voucher.
  • Travel Benefits: Complimentary domestic and international airport lounge access, discounts on travel services, and exclusive destination program discounts.

SBI Vistara Prime Credit Card Charges and Fee:

  • Joining Fee: Rs. 2,999
  • Annual Fee: Rs. 2,999
  • Quarterly Benefits: N/A
  • Annual Benefits: Receive one premium economy domestic ticket voucher.
  • Forex Markup Charges: 3.5% (plus taxes)
  • Fee Reversal Criteria: N/A
  • Spend-Based Waiver: None
  • Rewards Redemption Fee: Nil
  • Fuel Surcharge: 1% on fuel transactions (min. Rs. 10)
  • Cash Advance Charges: 2.5% of withdrawn amount (min. Rs. 500)
  • Add-on Card Fee: Nil

Frequently Asked Questions:

  • Q: How can I apply for the SBI Vistara Prime Credit Card?
    A: You can apply for the SBI Vistara Prime Credit Card online through the SBI Card website or by visiting an SBI branch.
  • Q: What is the eligibility criteria for this card?
    A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with SBI for the specific criteria.
  • Q: Can I get my annual fee waived?
    A: Yes, the annual fee can be waived on annual spends of Rs. 10 lakhs or more.
  • Q: How do I redeem reward points?
    A: You can redeem reward points for gift vouchers and statement cash. There is no fee for redeeming your points.