Standard Chartered Super Value Titanium Credit Card Welcome Benefits

Welcome Benefits for the Standard Chartered Super Value Titanium Credit Card include the opportunity to earn up to Rs. 1,500 in cashback on fuel transactions within the first three months of card ownership. It's a great way to kickstart your card membership with valuable savings on fuel expenses.

Standard Chartered Super Value Titanium Credit Card Reward Points/Cashback

The Standard Chartered Super Value Titanium Credit Card offers the following rewards and benefits:

• Core Rewards:
  • 1 Reward Point per Rs. 150 on online and offline transactions.
  • 5% Cashback on fuel (up to Rs. 200 per month).
  • 5% Cashback on utility bill payments (up to Rs. 100 per month).
  • 5% Cashback on telephone bill payments (up to Rs. 200 per month).
  • No rewards on EMI transactions and cash withdrawals.

Standard Chartered Super Value Titanium Credit Card Reward Point Redemption

• How to Redeem: You can redeem your reward points for Gift Vouchers or Merchandise.
• Redemption Options: Choose between Gift Vouchers or Merchandise to use your reward points.
• Redemption Fee: There is a Rs. 99 fee for reward point redemption.
• Transfer Partners: No transfer partners are mentioned, indicating that you use your points directly with Standard Chartered.

Pros of Standard Chartered Super Value Titanium Credit Card

• Fuel Cashback: Get a generous 5% cashback on fuel expenses, up to Rs. 200 per month.
• Utility Bill Cashback: Enjoy 5% cashback on utility bill payments, up to Rs. 100 per month.
• Telephone Bill Cashback: Get 5% cashback on telephone bill payments, up to Rs. 200 per month.
• Reward Points: Earn 1 Reward Point for every Rs. 150 spent on transactions.
• Zero Liability Protection: You're protected from fraudulent transactions once the card is reported as lost.
• Flexible Redemption Options: Redeem reward points for gift vouchers or merchandise.
• Complimentary Priority Pass: Premium banking customers receive this lounge access benefit.
• No Annual Fee: The card comes with no annual fee, offering cost-effective benefits for cardholders.

Cons of Standard Chartered Super Value Titanium Credit Card

• Limited Travel and Lifestyle Benefits: The card lacks travel perks, lounge access, and insurance benefits.
• Cashback Limits: Cashback limits on fuel, utility, and telephone bill payments may not cover all expenses for heavy users.
• Annual Fee for Non-Premium Customers: While there's no annual fee mentioned, standard customers might have one.
• Rewards Rate for General Spending: The rewards rate for non-category spending is less competitive.
• Redemption Fee: A redemption fee of Rs. 99 is applicable, reducing the value of redeemed rewards.
• No Mention of Welcome Benefits: There is no information about welcome bonuses or introductory offers.

Standard Chartered Super Value Titanium Credit Card Benefits

• Lounge Access: Not provided for domestic, international, or railway lounges.
• Insurance Benefits: Offers lost card liability up to the credit limit, but no personal or air accidental insurance.
• Other Benefits: There are no specific lounge memberships, available memberships, or spa benefits.
• Welcome Benefits: New cardholders can enjoy a 100% cashback (up to Rs. 1,500) on fuel purchases within the first 90 days after card issuance.
• Travel Benefits: Premium banking customers are eligible for a complimentary Priority Pass membership, granting access to over 1,000 airport lounges globally.
• Spend-Based Fee Waiver: Cardholders can have the renewal fee of Rs. 750 waived for the second year and beyond by spending Rs. 90,000 or more in the previous year.

Standard Chartered Super Value Titanium Credit Card Charges and Fee

• Joining Fees: Rs. 750
• Annual Fees: Rs. 750
• Welcome Benefits: Not specified
• Quarterly Benefits: Not specified
• Annual Benefits: Not specified
• Forex Markup Charges: 3.5%

Fee Reversal Criteria: Spend Rs. 90,000 in a year to waive the annual fee.

• Q: How can I apply for the Standard Chartered Super Value Titanium Credit Card?
  A: You can apply for the Standard Chartered Super Value Titanium Credit Card online through the Standard Chartered website or by visiting a Standard Chartered branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with Standard Chartered for the specific criteria.
• Q: Can I get my annual fee waived?
  A: Yes, the annual fee can be waived on annual spends of Rs. 90,000 or more.
• Q: How do I redeem reward points?
  A: You can redeem reward points for gift vouchers or merchandise. There is a redemption fee of Rs. 99.